Forecast and treasury

See what the money must do next.

Lenz combines current liquidity, expected collections, upcoming obligations, reserve policy, and currency exposure into one forward-looking banking view.

Forecast · 26 weeks

forecast.v3 · High confidence

Runway holds at 9.4 months. The reserve is breached in week 19 if the Aurora invoice remains uncollected.

TODAYFUNDINGPAYROLLTAX
Settled historyForecast · uncertainty shown as a bandObligations

Forecast

See the runway before you need it.

Forecasts begin with deterministic banking activity and scheduled obligations. Predictions remain visibly different from settled financial history.

Model or calculation version

Horizon and confidence

Assumptions, stated plainly

Included and excluded items

A clear boundary between actual and projected

Scenarios

Ask what changes before changing the company.

Can we hire six engineers?

What if the largest customer pays 30 days late?

What if cloud spend remains at this month’s level?

What must be true to maintain a 12-month runway?

Scenarios are planning tools, not predictions.

Treasury

Is the money in the right place?

Account composition, upcoming obligations by currency, reserve policy, exposure, and prepared recommendations—one instrument panel instead of five spreadsheets.

Policy

A treasury recommendation should explain itself.

Moving ₦15M into the operating account keeps it above the company’s reserve through next Friday.

Every recommendation exposes its calculation, assumptions, the available banking path, and the authorization it requires. Acknowledging a recommendation records a decision—it never silently executes one.

Early access

Multi-currency accounts, FX, and stablecoin rails arrive per market and provider readiness.

Make the next financial decision before it becomes urgent.

Open a free workspace and experience a clearer way to understand, manage, and move company money.

It costs nothing to try. Banking activation is subject to company verification and partner approval.